Guiding Your Canadian Wealth Building Journey
Blog Posts
Episode 99: Why The CRA is the Joint Venture Partner You Never Asked For and How To Plan For It
Listen here on our website:Or jump to this episode on your favourite platform:How to understand and navigate the joint venture partner you have in every single deal and investment you have! In this episode, Jon Orr and Kyle Pearce dive into the power and potential...
Episode 98: Why Your Holding Company Will Be Double-Taxed in Canada (And How to Fix It)
Listen here on our website:Or jump to this episode on your favourite platform:Are you unknowingly setting yourself up to lose over 70% of the wealth you built up through capital gains in your Canadian holding company? Many incorporated business owners are unaware of a...
Episode 97: Why You Shouldn’t Pay Off Your Canadian Mortgage (what you should do instead)
Listen here on our website:Or jump to this episode on your favourite platform:Should you pay off your mortgage? Is paying off your personal mortgage early truly the best financial move you can make? If you do, then it’s possible you will miss out on other...
Episode 96: Should You Refinance Your Canadian Investment Properties to Pay Down Your Primary Home Mortgage? | Passive Income
Listen here on our website:Or jump to this episode on your favourite platform:Have you ever wondered how you can refinance your real estate and tap into the hidden equity to build wealth while minimizing taxes? In today's real estate market, many property owners are...
Episode 95: Two Barriers Preventing You From Reaching Financial Independence | FIRE
Listen here on our website:Or jump to this episode on your favourite platform:You may not ever reach financial independence, listen in to find out why and what you can do to change your trajectory. In today's fast-paced financial landscape, many business owners,...
![Episode 94: Find Your Comfort Number to Get Started and Factors Impacting Cash Value Growth of a Whole Life Policy [Secret Sauce Ep15]](https://canadianwealthsecrets.com/wp-content/uploads/2024/09/CWS-94-SS-15-400x250.png)
Episode 94: Find Your Comfort Number to Get Started and Factors Impacting Cash Value Growth of a Whole Life Policy [Secret Sauce Ep15]
Listen here on our website:Or jump to this episode on your favourite platform:How can you create an opportunity fund for your investment strategy NOW while strengthening your foundational “net worth” floor? In today’s episode, we break down how you can start with an...
Episode 93: Incorporating Your Company in Canada: 5 Questions That You Need To Consider
Listen here on our website:Or jump to this episode on your favourite platform:When should you incorporate your business in Canada? Are you confident that your business structure is optimized for growth, tax efficiency, and liability protection? In today's complex...
Episode 92: Do You Have a Retirement Plan or Retirement Prayer? Achieving Canadian Financial Independence
Listen here on our website:Or jump to this episode on your favourite platform:Are you prepared for a financially secure retirement, or are you leaving your future to chance? In this episode of the Canadian Wealth Secrets podcast, Jon Orr and Kyle Pearce delve into the...
The Canadian Wealth Dilemma: Pay Off Debt or Save on Taxes?
Listen here on our website:Or jump to this episode on your favourite platform:Are you looking to minimize your taxes while maximizing your wealth, but feeling stuck between conflicting financial priorities? In today’s financial landscape, many professionals and...
Episode 91: What Future You Wishes You Knew Right Now – Important Moves for Canadian Financial Independence (FIRE)
Listen here on our website:Or jump to this episode on your favourite platform:Should you cancel your safety net structures like life insurance or disability when you reach your financial independence and are ready to retire early? This question is addressed when you...
![The Canadian Passive Income Tax Trap: The Problem Every Successful Incorporated Business Owner Has and How to Solve It [Secret Sauce Ep13]](https://canadianwealthsecrets.com/wp-content/uploads/2024/09/2024-08-02-CWS-SS-013-Solving-a-Corporate-Passive-Income-Tax-Issue-1.png)
The Canadian Passive Income Tax Trap: The Problem Every Successful Incorporated Business Owner Has and How to Solve It [Secret Sauce Ep13]
Listen here on our website:Or jump to this episode on your favourite platform:Are you an incorporated business owner paying the high investment income tax rates on your corporate held assets like high-yield savings, GICs, dividend stocks or real estate rental income?...
Episode 90: Misconceptions with The Smith Maneuver: What You Need To Know For Tax Strategy in Canada
Listen here on our website:Or jump to this episode on your favourite platform:Are you leveraging your home equity to its fullest potential, or are you leaving valuable financial opportunities on the table? In today’s challenging financial landscape, finding ways to...
The Top Must-Read Investment Books for Financial Success
Are you looking to take control of your financial future? Whether you're a seasoned investor or just getting started, having a solid understanding of investment strategies is crucial for financial success. But with so many books on the subject, where do you begin? In...
![When It Doesn’t Make Sense for a Canadian Small Business Owner to Invest in RRSPs [Secret Sauce Ep12]](https://canadianwealthsecrets.com/wp-content/uploads/2024/08/2024-07-19-CWS-SS-012-When-it-doesnt-make-sense-for-a-business-owner-to-invest-in-RRSPs-400x250.png)
When It Doesn’t Make Sense for a Canadian Small Business Owner to Invest in RRSPs [Secret Sauce Ep12]
Listen here on our website:Or jump to this episode on your favourite platform:Are you making the most out of your RRSP investments as a business owner, or is there a better way to secure your financial future? In this episode, we tackle the critical question of...
![What Does The Insurance Company Do with my Premiums? [Secret Sauce Ep11]](https://canadianwealthsecrets.com/wp-content/uploads/2024/08/What-Does-The-Insurance-Company-Do-with-my-Premiums-400x250.png)
What Does The Insurance Company Do with my Premiums? [Secret Sauce Ep11]
Listen here on our website:Or jump to this episode on your favourite platform:Are you leaving money on the table by not maximizing your corporate-owned or personal life insurance policy? If you've ever wondered where your money goes once it's in a life insurance...
Episode 89: 3 Reasons The Wealthy Avoid Paying Down Debt
Listen here on our website:Or jump to this episode on your favourite platform:Are you using debt as a tool to build wealth, or is it holding you back from financial freedom? In this episode of the Canadian Wealth Secrets Podcast, Jon Orr and Kyle Pearce dive into the...
Episode 88: Why the Capital Gains Tax Increase in Canada Isn’t Your Biggest Income Tax Problem
Listen here on our website:Or jump to this episode on your favourite platform:Does the increase in Canadian capital gains tax inclusion rate rolled out by the Liberal government have you wondering how this change will affect your investments and overall net worth? In...
Why Canadian Small Business Owners Need To Re-Consider How You Are Using Your Capital Dividend Account
Listen here on our website:Or jump to this episode on your favourite platform:Are you making the most of your corporation’s retained earnings, or are you missing out on tax-saving opportunities using your capital dividend account? In this episode of Canadian Wealth...
What Should A Good Financial Advisor Charge To Manage My Canadian Investment Portfolio?
Listen here on our website:Or jump to this episode on your favourite platform:Are you struggling to navigate the complex world of corporate tax strategies and maximize your business's retained earnings? In today's challenging financial landscape, many business owners...
The Smith Maneuver Explained: A Case Study On Innovative Canadian Investment & Tax Strategies
Listen here on our website:Or jump to this episode on your favourite platform:Are you tired of high mortgage interest rates eating into your savings? Discover how the Smith Maneuver could turn your biggest expense into a powerful investment strategy! In this episode,...