by Aasad | Aug 12, 2026 | Blog
Every so often a real example lands hard enough that a client goes quiet. This was one of them. A business owner had accumulated roughly $7 million inside his corporation and, being cautious, parked the bulk of it in GICs. Safe. Guaranteed. Sleeping soundly. Except...
by Aasad | Jul 24, 2026 | Blog
Two separate conversations in the same week, with two very different business owners, arrived at the same question: should I set up a family trust? One owner was a minority partner in a professional practice, weighing whether a trust would help if the partnership was...
by Aasad | Jul 8, 2026 | Blog
There’s a moment that comes up again and again in conversations with successful Canadian business owners. They’ve built a profitable company, kept the money inside it, watched the retained earnings balance grow, and they feel good about it. Then someone...
by Aasad | Jun 29, 2026 | Blog
The headline writes itself. Ontario is cutting its small business deduction tax rate from 3.2% to 2.2% effective July 1, 2026. One outlet framed it as a 30% reduction, which is technically true and exactly the kind of statistic designed to make you feel like the...
by Aasad | Jun 24, 2026 | Blog
For decades, Canadian financial planning has told the same story about RRSPs: contribute as much as you can, let it grow tax-deferred, and draw it down in retirement when your income is lower. It’s good advice — in the right situation. But there is a growing...
