by admin | Dec 19, 2025 | Blog
A Complete Guide for Incorporated Business Owners Most incorporated business owners in Canada believe they’ve cracked the code on tax efficiency. They pay themselves in dividends, avoid CPP contributions, simplify payroll, and reduce their personal tax bill. It feels...
by admin | Dec 4, 2025 | Blog
Maximizing the Use of Your Retained Earnings to Grow Net Worth, Create Cash Flow and Preserve Estate Value Most Canadian business owners I meet aren’t trying to “beat the tax system.” They’re simply trying to stop being punished for doing everything right — building a...
by admin | Nov 8, 2025 | Blog
Story: The Spreadsheet That Sparked the Conversation A prospective client recently shared a detailed spreadsheet with me — one that perfectly illustrates why so many smart Canadians still misunderstand where permanent insurance fits in their financial system. She’d...
by admin | Oct 23, 2025 | Blog+Video
How to Evolve from Financial Stability to a True Wealth Reservoir If there’s one topic that’s both boring and absolutely essential to building lasting wealth, it’s the emergency fund. I’ll be honest — most people don’t get excited about saving for “what ifs.” There’s...
by admin | Aug 25, 2025 | Blog
If you’re a former teacher or public sector worker now charting your own path as a business owner or investor, the idea of commuting your pension might be sitting in the back of your mind. It’s a decision that can seem confusing, risky, or even reckless to some...
