by Aasad | Jun 29, 2026 | Blog
The headline writes itself. Ontario is cutting its small business deduction tax rate from 3.2% to 2.2% effective July 1, 2026. One outlet framed it as a 30% reduction, which is technically true and exactly the kind of statistic designed to make you feel like the...
by Aasad | Jun 24, 2026 | Blog
For decades, Canadian financial planning has told the same story about RRSPs: contribute as much as you can, let it grow tax-deferred, and draw it down in retirement when your income is lower. It’s good advice — in the right situation. But there is a growing...
by Aasad | Jun 14, 2026 | Blog
There’s a tax conversation most incorporated Canadian business owners have never had. If your corporation is holding an investment portfolio, generating rental income, or earning interest on cash balances, that income is likely being taxed inside the corporation...
by Aasad | Jun 6, 2026 | Blog
There is a financial mechanism available to incorporated Canadian business owners that most accountants don’t proactively explain, most financial advisors don’t fully understand, and that salaried employees simply don’t have access to. It involves...
by Aasad | May 29, 2026 | Blog
If you’ve spent any time reading financial blogs, watching YouTube, or sitting across from an advisor, you’ve heard some version of the most quoted line in all of retirement planning: “Build a portfolio worth 25 times your annual spending, withdraw...
by Aasad | May 22, 2026 | Blog
How an Ontario Business Owner’s Retained Earnings Strategy Finally Changed Ryan spent nearly 28 years building his career in the electrical contracting industry in Ontario. He started as an employee, earned his place in management, and eventually negotiated into...
