by Aasad | Jul 8, 2026 | Blog
There’s a moment that comes up again and again in conversations with successful Canadian business owners. They’ve built a profitable company, kept the money inside it, watched the retained earnings balance grow, and they feel good about it. Then someone...
by Aasad | Jul 7, 2026 | Podcast
Episode 270: The AI Bubble Just Broke Your Retirement Plan Listen here on our website: Or jump to this episode on your favourite platform: Watch Now! Is the 4% rule giving you a false sense of security about your retirement plan? The 4% rule is one of the most popular...
by Aasad | Jul 1, 2026 | Podcast
Episode 269: Why “Defer, Defer, Defer” Can Leave Canadian Business Owners Stuck at Retirement Listen here on our website: Or jump to this episode on your favourite platform: Watch Now! Many incorporated business owners believe they have only two choices:...
by Aasad | Jun 29, 2026 | Blog
The headline writes itself. Ontario is cutting its small business deduction tax rate from 3.2% to 2.2% effective July 1, 2026. One outlet framed it as a 30% reduction, which is technically true and exactly the kind of statistic designed to make you feel like the...
by Aasad | Jun 24, 2026 | Blog
For decades, Canadian financial planning has told the same story about RRSPs: contribute as much as you can, let it grow tax-deferred, and draw it down in retirement when your income is lower. It’s good advice — in the right situation. But there is a growing...