Guiding Your Canadian Wealth Building Journey
Blog Posts
Episode 92: Do You Have a Retirement Plan or Retirement Prayer?
![The Wealth Dilemma: Pay Off Debt or Save on Taxes?[Secret Sauce Ep14]](https://canadianwealthsecrets.com/wp-content/uploads/2024/09/CWS-SS-014-400x250.png)
The Wealth Dilemma: Pay Off Debt or Save on Taxes?[Secret Sauce Ep14]
Listen here on our website:Or jump to this episode on your favourite platform:Are you looking to minimize your taxes while maximizing your wealth, but feeling stuck between conflicting financial priorities? In today’s financial landscape, many professionals and...
Episode 91: What Future You Wishes You Knew Right Now!
Listen here on our website:Or jump to this episode on your favourite platform:Should you cancel your safety net structures like life insurance or disability when you reach your financial independence and are ready to retire early? This question is addressed when you...
![The Canadian Passive Income Tax Trap: The Problem Every Successful Incorporated Business Owner Has and How to Solve It [Secret Sauce Ep13]](https://canadianwealthsecrets.com/wp-content/uploads/2024/09/2024-08-02-CWS-SS-013-Solving-a-Corporate-Passive-Income-Tax-Issue-1.png)
The Canadian Passive Income Tax Trap: The Problem Every Successful Incorporated Business Owner Has and How to Solve It [Secret Sauce Ep13]
Listen here on our website:Or jump to this episode on your favourite platform:Are you an incorporated business owner paying the high investment income tax rates on your corporate held assets like high-yield savings, GICs, dividend stocks or real estate rental income?...
Episode 90: Misconceptions with The Smith Maneuver: What You Need To Know For Tax Strategy in Canada
Listen here on our website:Or jump to this episode on your favourite platform:Are you leveraging your home equity to its fullest potential, or are you leaving valuable financial opportunities on the table? In today’s challenging financial landscape, finding ways to...
The Top Must-Read Investment Books for Financial Success
Are you looking to take control of your financial future? Whether you're a seasoned investor or just getting started, having a solid understanding of investment strategies is crucial for financial success. But with so many books on the subject, where do you begin? In...
![When It Doesn’t Make Sense for a Business Owner to Invest in RRSPs [Secret Sauce Ep12]](https://canadianwealthsecrets.com/wp-content/uploads/2024/08/2024-07-19-CWS-SS-012-When-it-doesnt-make-sense-for-a-business-owner-to-invest-in-RRSPs-400x250.png)
When It Doesn’t Make Sense for a Business Owner to Invest in RRSPs [Secret Sauce Ep12]
Listen here on our website:Or jump to this episode on your favourite platform:Are you making the most out of your RRSP investments as a business owner, or is there a better way to secure your financial future? In this episode, we tackle the critical question of...
![What Does The Insurance Company Do with my Premiums? [Secret Sauce Ep11]](https://canadianwealthsecrets.com/wp-content/uploads/2024/08/What-Does-The-Insurance-Company-Do-with-my-Premiums-400x250.png)
What Does The Insurance Company Do with my Premiums? [Secret Sauce Ep11]
Listen here on our website:Or jump to this episode on your favourite platform:Are you leaving money on the table by not maximizing your corporate-owned or personal life insurance policy? If you've ever wondered where your money goes once it's in a life insurance...
Episode 89: 3 Reasons The Wealthy Avoid Paying Down Debt
Listen here on our website:Or jump to this episode on your favourite platform:Are you using debt as a tool to build wealth, or is it holding you back from financial freedom? In this episode of the Canadian Wealth Secrets Podcast, Jon Orr and Kyle Pearce dive into the...
Episode 88: Why the Capital Gains Tax Increase in Canada Isn’t Your Biggest Income Tax Problem
Listen here on our website:Or jump to this episode on your favourite platform:Does the increase in Canadian capital gains tax inclusion rate rolled out by the Liberal government have you wondering how this change will affect your investments and overall net worth? In...
![Why You Need To Re-Consider How You Are Using Your Capital Dividend Account [Secret Sauce Ep10]](https://canadianwealthsecrets.com/wp-content/uploads/2024/08/Why-You-Need-To-Re-Consider-How-You-Are-Using-Your-Capital-Dividend-Account-400x250.png)
Why You Need To Re-Consider How You Are Using Your Capital Dividend Account [Secret Sauce Ep10]
Listen here on our website:Or jump to this episode on your favourite platform:Are you making the most of your corporation’s retained earnings, or are you missing out on tax-saving opportunities using your capital dividend account? In this episode of Canadian Wealth...
![What Should A Good Financial Advisor Charge To Manage My Investment Portfolio? [Secret Sauce Ep9]](https://canadianwealthsecrets.com/wp-content/uploads/2024/08/What-Should-A-Good-Financial-Advisor-Charge-To-Manage-My-Investment-Portfolio-400x250.png)
What Should A Good Financial Advisor Charge To Manage My Investment Portfolio? [Secret Sauce Ep9]
Listen here on our website:Or jump to this episode on your favourite platform:Are you struggling to navigate the complex world of corporate tax strategies and maximize your business's retained earnings? In today's challenging financial landscape, many business owners...
Episode 87: The Smith Maneuver Explained: A Case Study On Innovative Investment & Tax Strategies
Listen here on our website:Or jump to this episode on your favourite platform:Are you tired of high mortgage interest rates eating into your savings? Discover how the Smith Maneuver could turn your biggest expense into a powerful investment strategy! In this episode,...
![Solving Your Retained Earnings Tax Problem | Corporate Tax Strategies [Secret Sauce Ep8]](https://canadianwealthsecrets.com/wp-content/uploads/2024/08/2024-07-13-CWS-SS-008-Corporate-Owned-Life-Insurance-Policy-Redesigned-to-Solve-Retained-Earnings-Tax-Problem-400x250.png)
Solving Your Retained Earnings Tax Problem | Corporate Tax Strategies [Secret Sauce Ep8]
Listen here on our website:Or jump to this episode on your favourite platform:Are you struggling to navigate the complex world of corporate tax strategies and maximize your business's retained earnings? In today's challenging financial landscape, many business owners...
Episode 86: Who SHOULDN’T Buy A Permanent Life Insurance Policy
Listen here on our website:Or jump to this episode on your favourite platform:Is a permanent life insurance policy right for you? Have you filled all of your tax sheltered buckets like RRSPs and TFSAs? Are you maximizing the benefits of life insurance in your wealth...
Episode 85: Real Estate Investment Strategies for Canadian Entrepreneurs from Experts in the Toronto Real Estate Market
Listen here on our website:Or jump to this episode on your favourite platform:Have you ever wondered how top real estate professionals turn market challenges into wealth-building opportunities? In today's fluctuating real estate market, many investors face uncertainty...
![Your Canadian Portfolio Rate of Return Reality Check [Secret Sauce Ep7]](https://canadianwealthsecrets.com/wp-content/uploads/2024/07/CWS-Secret-Sauce-SS-Episode-7-400x250.png)
Your Canadian Portfolio Rate of Return Reality Check [Secret Sauce Ep7]
Listen here on our website:Or jump to this episode on your favourite platform:Are you aware of the true rate of return on your Canadian portfolio, or have you been misled by common myths? Many Canadian investors are lulled into a false sense of security, believing...
![RRSP Investment Options and Alternatives For Business Owners [Secret Sauce Ep6]](https://canadianwealthsecrets.com/wp-content/uploads/2024/07/CWS-SS-006-2024-07-12-Secret-Sauce-Ep-6-400x250.png)
RRSP Investment Options and Alternatives For Business Owners [Secret Sauce Ep6]
Listen here on our website:Or jump to this episode on your favourite platform:Are you an incorporated business owner struggling to determine the best retirement investment vehicle for the profits you retain in your corporation each year while minimizing the overall...
Episode 84: Jailbreak Your Retained Earnings and Minimize Expenses Related to Income Tax & Capital Gains Inclusion Rate Hikes
Listen here on our website:Or jump to this episode on your favourite platform:Are your retained earnings trapped inside your corporate structure? Wondering how you can jailbreak your retained earnings without gifting 50% of your net operating income to the Canadian...
Episode 83: Passive Income Investing Through Real Estate – Passive Income or Business Income?
Listen here on our website:Or jump to this episode on your favourite platform:When you started turning your attention towards real estate as your passive income investing path, were you thinking that it wouldn't be much work? If you did, you're wrong. Unless you are a...