Guiding You On Your Wealth Building Journey
Recent Podcast Episodes
Episode 81: The Smith Maneuver in a High-Rate Era: Maximizing Canadian Income Tax Deductions
Listen here on our website:Or jump to this episode on your favourite platform:Have you ever wondered how you can leverage high-interest rates to your advantage when borrowing to invest? In today's uncertain economic climate, many Canadians are hesitant to borrow for...
Finding The Best Rate of Return May Be Holding You Back To Creating Wealth [Secret Sauce Ep2]
Listen here on our website:Or jump to this episode on your favourite platform:Finding The Best Rate of Return May Be Holding You Back To Creating Wealth Have you ever wondered if your obsession with finding the perfect investment strategy might actually be holding you...
Episode 80: Should Canadians Invest In the US? The Pros and Cons of Investing in the United States Economy
Listen here on our website:Or jump to this episode on your favourite platform:Not sure where you stand when it comes to where to park your investment dollars moving forward in 2024 and beyond? With the most recent 2024 Canadian Federal Budget released recently with...
Are You On the Right Path for Financial Independence, Retire Early (FIRE)? [Secret Sauce Ep1]
Listen here on our website:Or jump to this episode on your favourite platform:Buckle up as we uncover the true secrets of achieving financial independence while maintaining or growing the lifestyle you’re after. Are you truly prepared for financial independence, or...
Episode 79: Unlocking Income Tax Secrets: Transforming Equipment Purchases Into Tax Deductions and Tax-Free Income
Listen here on our website:Or jump to this episode on your favourite platform:Ever wondered if there's a smarter way to arrange ownership of the equipment necessary for your incorporated business to operate while creating additional tax advantages for your corporation...
Episode 78: Your Net Worth Really Isn’t Your Real Net Worth: How to Create a Wealth Management Strategy and Estate Plan That Works
Listen here on our website:Or jump to this episode on your favourite platform:Do you have a blurred understanding of what your true net worth or net wealth really is? After digging into articles and resources across the web, it is clear that many Canadians have a...
Episode 77: Retirement Plan Reimagined: Canadian Strategies for Maximizing Your Golden Years
Listen here on our website:Or jump to this episode on your favourite platform:32% of Canadians are approaching retirement with no savings. Is your retirement strategy safeguarded for the future? Will your investment portfolio hold up? Could you aim for higher...
Episode 76: From Business Burnout to True Traction: An Entrepreneurial Roadmap for Scaling Your Greatest Investment
Listen here on our website:Or jump to this episode on your favourite platform:Do you ever feel like your passion for entrepreneurship is leading you down a path of burnout? In this episode, we take a trip into Ian Murray's journey from young Canadian entrepreneur to...
Episode 75: Crossing the Corporate Veil: Tax Planning For Canadian Business Owners
Listen here on our website:Or jump to this episode on your favourite platform:Are you tired of the salary vs. dividends debate for Canadian incorporated business owners? In today’s episode, we’ll dig deeper into the land of personal and corporate tax minimization...
Episode 74: The Truth About “Infinite Banking” or “Bank On Yourself”: Is It Too Good To Be True?
Listen here on our website:Or jump to this episode on your favourite platform:Have you heard about the financial strategy known as The Infinite Banking Concept and wonder whether it is too good to be true or whether it is a good fit for you? While we are huge...
Episode 73: The Accountant Entrepreneurs and Business Owners Have Been Searching For: An Interview with Bob Gauvreau
Listen here on our website:Or jump to this episode on your favourite platform:Ever wonder how one Canadian CPA firm could manage to disrupt the accounting and income tax preparation industry while you’ve been working with what feels like a glorified bookkeeper? Join...
Episode 72: How to Grow Your Net Worth While Strengthening Your Financial Foundation
Listen here on our website:Or jump to this episode on your favourite platform:Are you confident that your financial foundation is solid enough to weather any market storms that your risk-on assets might endure, or do you feel like a black swan event leaves you feeling...
Episode 71: How to Get a Free Lottery Ticket & Financial Security Blanket: A Deep Dive Into Critical Illness Insurance
Listen here on our website:Or jump to this episode on your favourite platform:Imagine you were able to pay each month for a lottery ticket that would pay out a large sum of money to support you financially in the event that you became critically ill over the next 15,...
Episode 70: Overcoming Your Entrepreneurial Impostor Syndrome, Self-Doubt and Negative Thinking
Listen here on our website:Or jump to this episode on your favourite platform:What if I was to tell you that all of the stress we feel in our lives is caused by our inner saboteur voices and our own negative thinking? What if I also told you that our own...
Episode 69: Secrets to Selecting Your Financial Advisory Team For More Wealth and Less Income Tax
Listen here on our website:Or jump to this episode on your favourite platform:Are you overlooking the power of practical experience in financial advisory roles? Join Kyle and Jon as they share some Canadian Wealth Secret Sauce related to selecting the right guidance,...
Episode 68: Should I Always Contribute To My RRSP To Minimize Income Tax?
Listen here on our website:Or jump to this episode on your favourite platform:Navigating the complex world of retirement savings in Canada and wondering if RRSPs are the right choice for you? This episode is crucial for anyone looking to secure their financial future...
Episode 67: Diversifying Your Entrepreneurial & Investing Experience On Your Wealth Building Journey With Raj Loganathan
Listen here on our website: Or jump to this episode on your favourite platform: Have you ever wondered how a seasoned entrepreneur transitions from start-up to start-up, and what unique insights they gained along the way? In a world where career transitions,...
Episode 66: Salary or Dividends? How Should I Pay Myself To Minimize My Tax Burden?
Listen Now!Are you tired of paying more taxes than necessary when withdrawing money from your corporation? As a business owner, effectively managing your finances and understanding the tax implications of withdrawing money from your corporation is crucial. Whether...
Episode 65: Maximize Capital Flexibility & Minimize Income Tax When Designing Your Wealth Building Strategy Inside Your Canadian Corporation
Listen Now!Are you wondering if incorporating your Canadian business is the wealth-building powerhouse you expected, and how to navigate the complexities of corporate wealth management and tax saving strategies? This episode directly addresses the dilemmas faced by...
Episode 64: Become a Lazy Canadian Millionaire Investor – Learning Passive Income Secrets from Jim Chuong
Listen Now!How can you retire early and gain time freedom you’ve been after since you started your wealth building journey? In today's fast-paced world, achieving financial independence and early retirement is a coveted goal for many, but it often feels out of reach....
Episode 63: Create Your Own Canadian Pension Plan So Good That Ontario Teachers’ Pension Plan (OTPP) Members Will Be Jealous!
Listen Now!Are you tired of hearing how amazing the Ontario Teachers’ Pension Plan (OTPP) is, leaving you feeling left on the sidelines for a comfortable retirement just because you’re a pensionless T4 employee, Canadian business owner, or entrepreneur? For the few...
Episode 62: Niche Down on Nicheing: Strategies for Sustainable Success For Canadian Investors & Entrepreneurs
Listen Now!If you have been successful in entrepreneurship, business, investing, or even life - but you aren’t actually clear on what you’re striving towards - it’s highly likely that you’ve just been lucky. The real question you need to ask yourself is: How long...
Episode 61: How To Choose The Right Kind Of Life Insurance for Canadian Entrepreneurs
Listen Now!Choosing between term and permanent life insurance for Canadian entrepreneurs or business owners can be as pivotal as deciding between renting and owning a home. This episode is crucial for anyone looking to make informed decisions about their financial...
Episode 60: How to be a Canadian Real Estate Entrepreneur – An Interview with Elizabeth Kelly
Listen Now!The unspoken challenges of real estate investing in today's market needs to be your number one concern. In this episode Elizabeth Kelly, a seasoned real estate investor and coach, reveals the often-overlooked realities and struggles of being a Canadian Real...
Episode 59: Variable Rate or Fixed Rate? Which Option Is Your Best Investment In The Canadian Housing Market?
Listen Now!The big question on the mind of many Canadian homeowners minds these days revolves around interest rates. With the Bank of Canada’s overnight interest rate popping significantly over the last two years, homeowners with a mortgage are wondering what is their...
Episode 58: “THE” Canadian Investment Strategy PROVEN to Build Generational Wealth
Listen Now!How would you feel if you could be given “THE” Investment Strategy PROVEN to Build Generational Wealth so your legacy lasts well beyond your time here in this world? Well, we’ve got you covered. Today, we’re going to unpack what Morgan Housel, author of...
Episode 57: Canadian Wealth Strategies for Your Safe, Fixed Income Investments Beyond GICs and Bonds
Listen Now!Are your Canadian investments earmarked as fixed income and secured assets still locked in the slow lane with GICs and bonds? Maybe you’re starting to realize that fixed rates of 5% are more like 3% to 3.5% after taxes. Ever wondered if there's a way to...
Episode 56: How To Build Your Wealth While…Financing a Vehicle
Listen Now!Ever wondered how you can turn the process of buying a car into a strategic financial move that aligns seamlessly with your short term financial safety goals and your long-term wealth building goals? In this episode, we're diving into the powerful concept...
Episode 55: Entrepreneurship, Property Investing, and Mindset with Rene Masse
Listen Now!In this episode of The Canadian Wealth Secrets Podcast, Kyle chats with Rene Masse, a seasoned entrepreneur and investor based in Kingston, Ontario. With a diverse portfolio and full-service real estate investment offerings through Masse Property...
Episode 54: How To Supercharge Your Emergency Fund
Listen Now!Are you risking financial turmoil without an adequate emergency fund? In this episode, we're diving deep into the critical questions: How much should be in your emergency fund? Is your emergency fund matching expert recommendations? And are you optimizing...
Episode 53: Stock Player or Spectator: Which Stock Market Investment Strategy Should You Be Using?
Listen Now!Back in episode 52, we explored managed mutual funds under the microscope and investigated whether there is ever a time where managed mutual funds might make sense. In this episode, we will unpack whether there is a case to be made for investing in the...
Episode 52: Looking at Mutual Funds Under the Microscope
Listen Now!In this episode of the podcast, Jon Orr and Kyle Pearce dig into the pros and cons of investing in managed mutual funds versus their benchmark index funds. Despite the common messaging in the media surrounding the high management fees and the inability for...
Episode 51: Why Buy-Sell Agreements Don’t Work – And What To Do About It
Listen Now!In the latest episode of The Canadian Wealth Secrets podcast, we dig into the often-overlooked world of buy-sell agreements—a crucial aspect of business ownership that can either safeguard your financial future or if missing or poorly written, can lead to...
Episode 50: 💬 Be Seen 👁🗨 To Get The Green 💸 – An Interview With Dave Dubeau
Listen Now!In this episode, we welcome real estate entrepreneur, podcaster, best-selling author and private capital specialist, Dave Dubeau. Join us as we dig into Dave’s real estate journey beginning when he was a child growing up in what some might call a “house...
Episode 49: Should I Invest In a RRSP or TFSA?
Listen Now!In this episode of the Canadian Wealth Secrets Podcast, we delve into the weeds to discuss which government tax incentivized investment vehicle in Canada will best serve our Invested Student audience: the Tax-Free Savings Account (TFSA) or the Registered...
Episode 48: Is $100,000 Enough For A Comfortable Life?
Listen Now!In this week’s podcast episode, we explore essential concepts that challenge the way we perceive wealth and financial planning. The first big idea revolves around the evolving nature of money's value over the past three decades, highlighting how traditional...
Episode 47: Stop Saying You’re Not Ready Yet
Listen Now!In this episode of the Canadian Wealth Secrets Podcast, we'll delve into the transformative journey of taking that crucial first step towards your financial and time freedom goals. Join us as we discuss why you're never "not ready" to get started on your...
Episode 46: Do You Have Your Financial Plan Backwards?
Listen Now!The Canadian Wealth Secrets Team is back with another podcast episode where we delve into the critical aspects of building a solid financial plan that serves as the foundation for successful investing. Many people find themselves hesitant to start their...
Episode 45: Why Going 10x Is Easier Than 2x by Dan Sullivan & Ben Hardy
Listen Now!Join us for another podcast episode deep dive with the spotlight on Dan Sullivan and Dr. Benjamin Hardy's book, "10x is Easier Than 2x," which challenges conventional thinking and paves the way for transformative success in life and in business. The episode...
Episode 44: Saving Taxes and Accelerating Your Investments with The Smith Maneuver
Listen Now!Join us in this episode as we dive into the intricacies of The Smith Maneuver, a powerful financial strategy that can help you grow your wealth while efficiently managing your mortgage. We break down the key concepts, strategies, and potential benefits of...
Episode 43: Momentum Hacks: Turbocharge Your Progress
Listen Now!In our latest podcast episode, we dive deep into the transformative concept of the Flywheel Effect—a principle that holds immense power not only in business but in every aspect of life. Join us as we explore how the Flywheel Effect can help you generate...
Episode 42: Canadian Wealth Secrets Deals Update
Listen Now!In our latest episode, Jon Orr and Kyle Pearce take some time to discuss some of what wealth building and investment opportunities have been keeping them busy. Tune in to hear our journey to expand your investment horizons and refine your decision-making...
Episode 41: What Are You Waiting For? Why Excuses Keep You Stuck In a State of Inaction
Listen Now!In our latest episode, we dive deep into the world of real estate investment, offering invaluable insights for both beginners and seasoned investors. Explore the critical question of when to enter the real estate market, and why thinking short term can...
Episode 40: How to Work With Your Instincts and Not Against Them
Listen Now!We all know there are certain tasks that we gravitate towards and others that we tend to shy away from. However, what if we told you that there are many activities that you are doing on a daily basis that give you energy, while many others that are draining...
Episode 39: Investing Complexity: How Passive or Active Is Your Investing Style?
Listen Now!Are you like many of the Canadian Wealth Secrets listeners who are thinking you want to go all in on side hustles, real estate, stock options trading, infinite banking, and more? While it might all seem like roses and butterflies, there is a lot of learning...
Episode 38: Clarifying Your Life’s Why So You Can Achieve Your Dream Lifestyle
Listen Now!Taking that initial step into entrepreneurship can be a leap of faith, and we dive into strategies to navigate this pivotal moment. Discover actionable tips to overcome uncertainties and embrace the first steps towards building your entrepreneurial path....
Episode 37: How to Find the Funds For Your Financial Future
Listen Now!Welcome to a transformative episode of the Canadian Wealth Secrets Podcast, where we delve into the realm of financial planning and empowerment. Join us as we uncover invaluable insights to guide you on the journey of finding the funds you need to secure...
Episode 36: Does 90% of Success Come From Just Showing Up?
Listen Now!In this episode we dive into the heart of personal development and wealth building. Join us as we uncover key insights that empower you to take your journey towards prosperity to the next level. Kyle, Jon, and Matt dissect Woody Allen’s quote: “90% of...
Episode 35: Your Investment Advisor’s Definition of Risk Is Wrong!
Listen Now!On this episode of the Canadian Wealth Secrets podcast we explore the topic of investing risk, how we perceive it, understanding what you are actually risking, risk’s impact on our investing decisions, how you can leverage expertise to minimize risk, and...
Episode 34: Building ‘Life’ Wealth: Balancing Experiences and Financial Growth with Canadian Idol & Real Estate Investor Ryan Malcolm
Listen Now!Join us on a captivating journey as we sit down with Ryan Malcolm, the multi-talented Canadian Idol winner, who has since blossomed into a thriving entrepreneur, restaurant owner, and real estate investor. Ryan's inspirational story and profound insights...