Guiding You On Your Wealth Building Journey
Recent Podcast Episodes
Episode 97: Why You Shouldn’t Pay Off Your Canadian Mortgage (what you should do instead)
Listen here on our website:Or jump to this episode on your favourite platform:Should you pay off your mortgage? Is paying off your personal mortgage early truly the best financial move you can make? If you do, then it’s possible you will miss out on other...
Episode 96: Should You Refinance Your Canadian Investment Properties to Pay Down Your Primary Home Mortgage? | Passive Income
Listen here on our website:Or jump to this episode on your favourite platform:Have you ever wondered how you can refinance your real estate and tap into the hidden equity to build wealth while minimizing taxes? In today's real estate market, many property owners are...
Episode 95: Two Barriers Preventing You From Reaching Financial Independence | FIRE
Listen here on our website:Or jump to this episode on your favourite platform:You may not ever reach financial independence, listen in to find out why and what you can do to change your trajectory. In today's fast-paced financial landscape, many business owners,...
![Episode 94: Find Your Comfort Number to Get Started and Factors Impacting Cash Value Growth of a Whole Life Policy [Secret Sauce Ep15]](https://canadianwealthsecrets.com/wp-content/uploads/2024/09/CWS-94-SS-15-400x250.png)
Episode 94: Find Your Comfort Number to Get Started and Factors Impacting Cash Value Growth of a Whole Life Policy [Secret Sauce Ep15]
Listen here on our website:Or jump to this episode on your favourite platform:How can you create an opportunity fund for your investment strategy NOW while strengthening your foundational “net worth” floor? In today’s episode, we break down how you can start with an...
Episode 93: Incorporating Your Company in Canada: 5 Questions That You Need To Consider
Listen here on our website:Or jump to this episode on your favourite platform:When should you incorporate your business in Canada? Are you confident that your business structure is optimized for growth, tax efficiency, and liability protection? In today's complex...
Episode 92: Do You Have a Retirement Plan or Retirement Prayer? Achieving Canadian Financial Independence
Listen here on our website:Or jump to this episode on your favourite platform:Are you prepared for a financially secure retirement, or are you leaving your future to chance? In this episode of the Canadian Wealth Secrets podcast, Jon Orr and Kyle Pearce delve into the...
The Canadian Wealth Dilemma: Pay Off Debt or Save on Taxes?
Listen here on our website:Or jump to this episode on your favourite platform:Are you looking to minimize your taxes while maximizing your wealth, but feeling stuck between conflicting financial priorities? In today’s financial landscape, many professionals and...
Episode 91: What Future You Wishes You Knew Right Now – Important Moves for Canadian Financial Independence (FIRE)
Listen here on our website:Or jump to this episode on your favourite platform:Should you cancel your safety net structures like life insurance or disability when you reach your financial independence and are ready to retire early? This question is addressed when you...
![The Canadian Passive Income Tax Trap: The Problem Every Successful Incorporated Business Owner Has and How to Solve It [Secret Sauce Ep13]](https://canadianwealthsecrets.com/wp-content/uploads/2024/09/2024-08-02-CWS-SS-013-Solving-a-Corporate-Passive-Income-Tax-Issue-1.png)
The Canadian Passive Income Tax Trap: The Problem Every Successful Incorporated Business Owner Has and How to Solve It [Secret Sauce Ep13]
Listen here on our website:Or jump to this episode on your favourite platform:Are you an incorporated business owner paying the high investment income tax rates on your corporate held assets like high-yield savings, GICs, dividend stocks or real estate rental income?...
Episode 90: Misconceptions with The Smith Maneuver: What You Need To Know For Tax Strategy in Canada
Listen here on our website:Or jump to this episode on your favourite platform:Are you leveraging your home equity to its fullest potential, or are you leaving valuable financial opportunities on the table? In today’s challenging financial landscape, finding ways to...
![When It Doesn’t Make Sense for a Canadian Small Business Owner to Invest in RRSPs [Secret Sauce Ep12]](https://canadianwealthsecrets.com/wp-content/uploads/2024/08/2024-07-19-CWS-SS-012-When-it-doesnt-make-sense-for-a-business-owner-to-invest-in-RRSPs-400x250.png)
When It Doesn’t Make Sense for a Canadian Small Business Owner to Invest in RRSPs [Secret Sauce Ep12]
Listen here on our website:Or jump to this episode on your favourite platform:Are you making the most out of your RRSP investments as a business owner, or is there a better way to secure your financial future? In this episode, we tackle the critical question of...
![What Does The Insurance Company Do with my Premiums? [Secret Sauce Ep11]](https://canadianwealthsecrets.com/wp-content/uploads/2024/08/What-Does-The-Insurance-Company-Do-with-my-Premiums-400x250.png)
What Does The Insurance Company Do with my Premiums? [Secret Sauce Ep11]
Listen here on our website:Or jump to this episode on your favourite platform:Are you leaving money on the table by not maximizing your corporate-owned or personal life insurance policy? If you've ever wondered where your money goes once it's in a life insurance...
Episode 89: 3 Reasons The Wealthy Avoid Paying Down Debt
Listen here on our website:Or jump to this episode on your favourite platform:Are you using debt as a tool to build wealth, or is it holding you back from financial freedom? In this episode of the Canadian Wealth Secrets Podcast, Jon Orr and Kyle Pearce dive into the...
Episode 88: Why the Capital Gains Tax Increase in Canada Isn’t Your Biggest Income Tax Problem
Listen here on our website:Or jump to this episode on your favourite platform:Does the increase in Canadian capital gains tax inclusion rate rolled out by the Liberal government have you wondering how this change will affect your investments and overall net worth? In...
Why Canadian Small Business Owners Need To Re-Consider How You Are Using Your Capital Dividend Account
Listen here on our website:Or jump to this episode on your favourite platform:Are you making the most of your corporation’s retained earnings, or are you missing out on tax-saving opportunities using your capital dividend account? In this episode of Canadian Wealth...
What Should A Good Financial Advisor Charge To Manage My Canadian Investment Portfolio?
Listen here on our website:Or jump to this episode on your favourite platform:Are you struggling to navigate the complex world of corporate tax strategies and maximize your business's retained earnings? In today's challenging financial landscape, many business owners...
The Smith Maneuver Explained: A Case Study On Innovative Canadian Investment & Tax Strategies
Listen here on our website:Or jump to this episode on your favourite platform:Are you tired of high mortgage interest rates eating into your savings? Discover how the Smith Maneuver could turn your biggest expense into a powerful investment strategy! In this episode,...
Solving Your Canadian Small Business Retained Earnings Tax Problem | Corporate Tax Strategies
Listen here on our website:Or jump to this episode on your favourite platform:Are you struggling to navigate the complex world of corporate tax strategies and maximize your business's retained earnings? In today's challenging financial landscape, many business owners...
Who SHOULDN’T Buy A Permanent Life Insurance Policy in Canada
Listen here on our website:Or jump to this episode on your favourite platform:Is a permanent life insurance policy right for you? Have you filled all of your tax sheltered buckets like RRSPs and TFSAs? Are you maximizing the benefits of life insurance in your wealth...
Episode 85: Real Estate Investment Strategies for Canadian Entrepreneurs from Experts in the Toronto Real Estate Market
Listen here on our website:Or jump to this episode on your favourite platform:Have you ever wondered how top real estate professionals turn market challenges into wealth-building opportunities? In today's fluctuating real estate market, many investors face uncertainty...
![Your Canadian Portfolio Rate of Return Reality Check [Secret Sauce Ep7]](https://canadianwealthsecrets.com/wp-content/uploads/2024/07/CWS-Secret-Sauce-SS-Episode-7-400x250.png)
Your Canadian Portfolio Rate of Return Reality Check [Secret Sauce Ep7]
Listen here on our website:Or jump to this episode on your favourite platform:Watch Now!Are you aware of the true rate of return on your Canadian portfolio, or have you been misled by common myths? Many Canadian investors are lulled into a false sense of security,...
![RRSP Investment Options and Alternatives For Business Owners [Secret Sauce Ep6]](https://canadianwealthsecrets.com/wp-content/uploads/2024/07/CWS-SS-006-2024-07-12-Secret-Sauce-Ep-6-400x250.png)
RRSP Investment Options and Alternatives For Business Owners [Secret Sauce Ep6]
Listen here on our website:Or jump to this episode on your favourite platform:Are you an incorporated business owner struggling to determine the best retirement investment vehicle for the profits you retain in your corporation each year while minimizing the overall...
Episode 84: Jailbreak Your Retained Earnings and Minimize Expenses Related to Income Tax & Capital Gains Inclusion Rate Hikes
Listen here on our website:Or jump to this episode on your favourite platform:Are your retained earnings trapped inside your corporate structure? Wondering how you can jailbreak your retained earnings without gifting 50% of your net operating income to the Canadian...
Episode 83: Passive Income Investing Through Real Estate – Passive Income or Business Income?
Listen here on our website:Or jump to this episode on your favourite platform:When you started turning your attention towards real estate as your passive income investing path, were you thinking that it wouldn't be much work? If you did, you're wrong. Unless you are a...
![Is Your Old Whole Life Insurance Policy Still Worth It? [Secret Sauce Ep5]](https://canadianwealthsecrets.com/wp-content/uploads/2024/07/CWS-Secret-Sauce-SS-Episode-5-400x250.png)
Is Your Old Whole Life Insurance Policy Still Worth It? [Secret Sauce Ep5]
Listen here on our website:Or jump to this episode on your favourite platform:Have you ever wondered if that old whole life insurance policy is still worth keeping, or if it’s time to cash it out and invest elsewhere? In this Secret Sauce episode of Canadian Wealth...
![Volume Negates Luck: Hot Take On Alex Hormozi’s Favourite Business Phrase [Secret Sauce Ep4]](https://canadianwealthsecrets.com/wp-content/uploads/2024/07/Volume-Negates-Luck-A-Canadian-Wealth-Secrets-Take-400x250.png)
Volume Negates Luck: Hot Take On Alex Hormozi’s Favourite Business Phrase [Secret Sauce Ep4]
Listen here on our website:Or jump to this episode on your favourite platform:Ever heard the phrase “Volume Negates Luck”? Today, we dig into Alex Hormozi’s phrase describing how consistent, repetitive actions in business and wealth-building can create opportunities...
Episode 82: From $1,000 to $10 Million: A Canadian Real Estate Journey From a 60-Hour Work Week to True Time Freedom
Listen here on our website:Or jump to this episode on your favourite platform:Imagine moving to a country with only $1,000 in your pocket and a dream of improving your way of life only to realize that your dream meant grinding over 60 hours per week for “success.” In...
![Are Your Investment Priorities Out of Whack? Time for an Adjustment? [Secret Sauce Ep3]](https://canadianwealthsecrets.com/wp-content/uploads/2024/07/Card-Side-2-400x250.jpg)
Are Your Investment Priorities Out of Whack? Time for an Adjustment? [Secret Sauce Ep3]
Listen here on our website:Or jump to this episode on your favourite platform:Your priorities may be out of whack and you’re focusing on the wrong things. Discover how a simple shift in mindset could transform your approach to business, personal, and financial success...
Episode 81: The Smith Maneuver in a High-Rate Era: Maximizing Canadian Income Tax Deductions
Listen here on our website:Or jump to this episode on your favourite platform:Have you ever wondered how you can leverage high-interest rates to your advantage when borrowing to invest? In today's uncertain economic climate, many Canadians are hesitant to borrow for...
![Finding The Best Rate of Return May Be Holding You Back To Creating Wealth [Secret Sauce Ep2]](https://canadianwealthsecrets.com/wp-content/uploads/2024/06/Card-Side-1-400x250.jpg)
Finding The Best Rate of Return May Be Holding You Back To Creating Wealth [Secret Sauce Ep2]
Listen here on our website:Or jump to this episode on your favourite platform:Finding The Best Rate of Return May Be Holding You Back To Creating Wealth Have you ever wondered if your obsession with finding the perfect investment strategy might actually be holding you...
Episode 80: Should Canadians Invest In the US? The Pros and Cons of Investing in the United States Economy
Listen here on our website:Or jump to this episode on your favourite platform:Not sure where you stand when it comes to where to park your investment dollars moving forward in 2024 and beyond? With the most recent 2024 Canadian Federal Budget released recently with...
![Are You On the Right Path for Financial Independence, Retire Early (FIRE)? [Secret Sauce Ep1]](https://canadianwealthsecrets.com/wp-content/uploads/2024/06/Canadian-Wealth-Secret-Sauce-Episode-1-Are-You-On-The-Right-Track-to-Financial-Independence-Retire-Early-FIRE-400x250.png)
Are You On the Right Path for Financial Independence, Retire Early (FIRE)? [Secret Sauce Ep1]
Listen here on our website:Or jump to this episode on your favourite platform:Buckle up as we uncover the true secrets of achieving financial independence while maintaining or growing the lifestyle you’re after. Are you truly prepared for financial independence, or...
Episode 79: Unlocking Income Tax Secrets: Transforming Equipment Purchases Into Tax Deductions and Tax-Free Income
Listen here on our website:Or jump to this episode on your favourite platform:Ever wondered if there's a smarter way to arrange ownership of the equipment necessary for your incorporated business to operate while creating additional tax advantages for your corporation...
Episode 78: Your Net Worth Really Isn’t Your Real Net Worth: How to Create a Wealth Management Strategy and Estate Plan That Works
Listen here on our website:Or jump to this episode on your favourite platform:Do you have a blurred understanding of what your true net worth or net wealth really is? After digging into articles and resources across the web, it is clear that many Canadians have a...
Episode 77: Retirement Plan Reimagined: Canadian Strategies for Maximizing Your Golden Years
Listen here on our website:Or jump to this episode on your favourite platform:32% of Canadians are approaching retirement with no savings. Is your retirement strategy safeguarded for the future? Will your investment portfolio hold up? Could you aim for higher...
Episode 76: From Business Burnout to True Traction: An Entrepreneurial Roadmap for Scaling Your Greatest Investment
Listen here on our website:Or jump to this episode on your favourite platform:Do you ever feel like your passion for entrepreneurship is leading you down a path of burnout? In this episode, we take a trip into Ian Murray's journey from young Canadian entrepreneur to...
Episode 75: Crossing the Corporate Veil: Tax Planning For Canadian Business Owners
Listen here on our website:Or jump to this episode on your favourite platform:Are you tired of the salary vs. dividends debate for Canadian incorporated business owners? In today’s episode, we’ll dig deeper into the land of personal and corporate tax minimization...
Episode 74: The Truth About “Infinite Banking” or “Bank On Yourself”: Is It Too Good To Be True?
Listen here on our website:Or jump to this episode on your favourite platform:Have you heard about the financial strategy known as The Infinite Banking Concept and wonder whether it is too good to be true or whether it is a good fit for you? While we are huge...
Episode 73: The Accountant Entrepreneurs and Business Owners Have Been Searching For: An Interview with Bob Gauvreau
Listen here on our website:Or jump to this episode on your favourite platform:Ever wonder how one Canadian CPA firm could manage to disrupt the accounting and income tax preparation industry while you’ve been working with what feels like a glorified bookkeeper? Join...
Episode 72: How to Grow Your Net Worth While Strengthening Your Financial Foundation
Listen here on our website:Or jump to this episode on your favourite platform:Are you confident that your financial foundation is solid enough to weather any market storms that your risk-on assets might endure, or do you feel like a black swan event leaves you feeling...
Episode 71: How to Get a Free Lottery Ticket & Financial Security Blanket: A Deep Dive Into Critical Illness Insurance
Listen here on our website:Or jump to this episode on your favourite platform:Imagine you were able to pay each month for a lottery ticket that would pay out a large sum of money to support you financially in the event that you became critically ill over the next 15,...
Episode 70: Overcoming Your Entrepreneurial Impostor Syndrome, Self-Doubt and Negative Thinking
Listen here on our website:Or jump to this episode on your favourite platform:What if I was to tell you that all of the stress we feel in our lives is caused by our inner saboteur voices and our own negative thinking? What if I also told you that our own...
Episode 69: Secrets to Selecting Your Financial Advisory Team For More Wealth and Less Income Tax
Listen here on our website:Or jump to this episode on your favourite platform:Are you overlooking the power of practical experience in financial advisory roles? Join Kyle and Jon as they share some Canadian Wealth Secret Sauce related to selecting the right guidance,...
Episode 68: Should I Always Contribute To My RRSP To Minimize Income Tax?
Listen here on our website:Or jump to this episode on your favourite platform:Navigating the complex world of retirement savings in Canada and wondering if RRSPs are the right choice for you? This episode is crucial for anyone looking to secure their financial future...
Episode 67: Diversifying Your Entrepreneurial & Investing Experience On Your Wealth Building Journey With Raj Loganathan
Listen here on our website: Or jump to this episode on your favourite platform: Have you ever wondered how a seasoned entrepreneur transitions from start-up to start-up, and what unique insights they gained along the way? In a world where career transitions,...
Episode 66: Salary or Dividends? How Should I Pay Myself To Minimize My Tax Burden?
Listen Now!Are you tired of paying more taxes than necessary when withdrawing money from your corporation? As a business owner, effectively managing your finances and understanding the tax implications of withdrawing money from your corporation is crucial. Whether...
Episode 65: Maximize Capital Flexibility & Minimize Income Tax When Designing Your Wealth Building Strategy Inside Your Canadian Corporation
Listen Now!Are you wondering if incorporating your Canadian business is the wealth-building powerhouse you expected, and how to navigate the complexities of corporate wealth management and tax saving strategies? This episode directly addresses the dilemmas faced by...
Episode 64: Become a Lazy Canadian Millionaire Investor – Learning Passive Income Secrets from Jim Chuong
Listen Now!How can you retire early and gain time freedom you’ve been after since you started your wealth building journey? In today's fast-paced world, achieving financial independence and early retirement is a coveted goal for many, but it often feels out of reach....
Episode 63: Create Your Own Canadian Pension Plan So Good That Ontario Teachers’ Pension Plan (OTPP) Members Will Be Jealous!
Listen Now!Are you tired of hearing how amazing the Ontario Teachers’ Pension Plan (OTPP) is, leaving you feeling left on the sidelines for a comfortable retirement just because you’re a pensionless T4 employee, Canadian business owner, or entrepreneur? For the few...
Episode 62: Niche Down on Nicheing: Strategies for Sustainable Success For Canadian Investors & Entrepreneurs
Listen Now!If you have been successful in entrepreneurship, business, investing, or even life - but you aren’t actually clear on what you’re striving towards - it’s highly likely that you’ve just been lucky. The real question you need to ask yourself is: How long...